Financial balance sheets and transactions by sectors; National Accounts
| Institutional sectors | Not Consolidated or Consolidated | Balance sheets and transactions | Periods | Assets Currency and deposits Total (million euros) | Assets Currency and deposits Currency (million euros) | Assets Currency and deposits Transferable deposits (million euros) | Assets Currency and deposits Savings deposits and other deposits Total (million euros) | Assets Currency and deposits Savings deposits and other deposits Savings deposits (million euros) | Assets Currency and deposits Savings deposits and other deposits Other deposits (million euros) | Liabilities Currency and deposits Total (million euros) | Liabilities Currency and deposits Currency (million euros) | Liabilities Currency and deposits Transferable deposits (million euros) | Liabilities Currency and deposits Savings deposits and other deposits Total (million euros) | Liabilities Currency and deposits Savings deposits and other deposits Savings deposits (million euros) | Liabilities Currency and deposits Savings deposits and other deposits Other deposits (million euros) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total domestic sectors | Not consolidated | Opening balance sheet | 2024 2nd quarter* | 2,252,817 | 25,754 | 841,846 | 1,385,217 | 477,739 | 907,478 | 2,173,965 | 84,810 | 1,030,210 | 1,058,945 | 461,596 | 597,349 |
| Total domestic sectors | Not consolidated | Financial transactions | 2024 2nd quarter* | -14,923 | 1,179 | 19,540 | -35,642 | 15,036 | -50,678 | -20,498 | 531 | -23,559 | 2,530 | 13,795 | -11,265 |
| Total domestic sectors | Not consolidated | Other changes | 2024 2nd quarter* | 1,537 | 0 | 544 | 993 | 7 | 986 | 2,753 | 0 | 1,616 | 1,137 | 7 | 1,130 |
| Total domestic sectors | Not consolidated | Price changes and revaluations | 2024 2nd quarter* | 1,537 | 0 | 544 | 993 | 7 | 986 | 2,753 | 0 | 1,616 | 1,137 | 7 | 1,130 |
| Total domestic sectors | Not consolidated | Other volume changes | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total domestic sectors | Not consolidated | Closing balance sheet | 2024 2nd quarter* | 2,239,431 | 26,933 | 861,930 | 1,350,568 | 492,782 | 857,786 | 2,156,220 | 85,341 | 1,008,267 | 1,062,612 | 475,398 | 587,214 |
| Total domestic sectors | Consolidated | Opening balance sheet | 2024 2nd quarter* | 837,219 | 8 | 130,638 | 706,573 | 16,143 | 690,430 | 758,367 | 59,064 | 319,002 | 380,301 | 0 | 380,301 |
| Total domestic sectors | Consolidated | Financial transactions | 2024 2nd quarter* | -17,237 | -3 | 28,084 | -45,318 | 1,241 | -46,559 | -22,812 | -651 | -15,015 | -7,146 | 0 | -7,146 |
| Total domestic sectors | Consolidated | Other changes | 2024 2nd quarter* | 1,197 | 0 | 273 | 924 | 0 | 924 | 2,413 | 0 | 1,345 | 1,068 | 0 | 1,068 |
| Total domestic sectors | Consolidated | Price changes and revaluations | 2024 2nd quarter* | 1,197 | 0 | 273 | 924 | 0 | 924 | 2,413 | 0 | 1,345 | 1,068 | 0 | 1,068 |
| Total domestic sectors | Consolidated | Other volume changes | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total domestic sectors | Consolidated | Closing balance sheet | 2024 2nd quarter* | 821,179 | 5 | 158,995 | 662,179 | 17,384 | 644,795 | 737,968 | 58,413 | 305,332 | 374,223 | 0 | 374,223 |
| The non-financial corporations sector | Not consolidated | Opening balance sheet | 2024 2nd quarter* | 367,835 | 6,509 | 213,852 | 147,474 | 147,474 | |||||||
| The non-financial corporations sector | Not consolidated | Financial transactions | 2024 2nd quarter* | 2,388 | 314 | 7,773 | -5,699 | -5,699 | |||||||
| The non-financial corporations sector | Not consolidated | Other changes | 2024 2nd quarter* | 326 | 0 | 200 | 126 | 126 | |||||||
| The non-financial corporations sector | Not consolidated | Price changes and revaluations | 2024 2nd quarter* | 326 | 0 | 200 | 126 | 126 | |||||||
| The non-financial corporations sector | Not consolidated | Other volume changes | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | |||||||
| The non-financial corporations sector | Not consolidated | Closing balance sheet | 2024 2nd quarter* | 370,549 | 6,823 | 221,825 | 141,901 | 141,901 | |||||||
| The non-financial corporations sector | Consolidated | Opening balance sheet | 2024 2nd quarter* | 367,835 | 6,509 | 213,852 | 147,474 | 147,474 | |||||||
| The non-financial corporations sector | Consolidated | Financial transactions | 2024 2nd quarter* | 2,388 | 314 | 7,773 | -5,699 | -5,699 | |||||||
| The non-financial corporations sector | Consolidated | Other changes | 2024 2nd quarter* | 326 | 0 | 200 | 126 | 126 | |||||||
| The non-financial corporations sector | Consolidated | Price changes and revaluations | 2024 2nd quarter* | 326 | 0 | 200 | 126 | 126 | |||||||
| The non-financial corporations sector | Consolidated | Other volume changes | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | |||||||
| The non-financial corporations sector | Consolidated | Closing balance sheet | 2024 2nd quarter* | 370,549 | 6,823 | 221,825 | 141,901 | 141,901 | |||||||
| Financial corporations | Not consolidated | Opening balance sheet | 2024 2nd quarter* | 1,178,652 | 2,143 | 427,702 | 748,807 | 748,807 | 2,091,002 | 84,810 | 950,901 | 1,055,291 | 461,596 | 593,695 | |
| Financial corporations | Not consolidated | Financial transactions | 2024 2nd quarter* | -69,907 | 38 | -19,051 | -50,894 | -50,894 | -47,860 | 531 | -51,216 | 2,825 | 13,795 | -10,970 | |
| Financial corporations | Not consolidated | Other changes | 2024 2nd quarter* | 1,192 | 0 | 332 | 860 | 860 | 2,753 | 0 | 1,616 | 1,137 | 7 | 1,130 | |
| Financial corporations | Not consolidated | Price changes and revaluations | 2024 2nd quarter* | 1,192 | 0 | 332 | 860 | 860 | 2,753 | 0 | 1,616 | 1,137 | 7 | 1,130 | |
| Financial corporations | Not consolidated | Other volume changes | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Financial corporations | Not consolidated | Closing balance sheet | 2024 2nd quarter* | 1,109,937 | 2,181 | 408,983 | 698,773 | 698,773 | 2,045,895 | 85,341 | 901,301 | 1,059,253 | 475,398 | 583,855 | |
| Financial corporations | Consolidated | Opening balance sheet | 2024 2nd quarter* | 760,514 | 8 | 105,565 | 654,941 | 654,941 | 1,672,864 | 82,675 | 628,764 | 961,425 | 461,596 | 499,829 | |
| Financial corporations | Consolidated | Financial transactions | 2024 2nd quarter* | -26,538 | -3 | 19,241 | -45,776 | -45,776 | -4,491 | 490 | -12,924 | 7,943 | 13,795 | -5,852 | |
| Financial corporations | Consolidated | Other changes | 2024 2nd quarter* | 1,154 | 0 | 308 | 846 | 846 | 2,715 | 0 | 1,592 | 1,123 | 7 | 1,116 | |
| Financial corporations | Consolidated | Price changes and revaluations | 2024 2nd quarter* | 1,154 | 0 | 308 | 846 | 846 | 2,715 | 0 | 1,592 | 1,123 | 7 | 1,116 | |
| Financial corporations | Consolidated | Other volume changes | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Financial corporations | Consolidated | Closing balance sheet | 2024 2nd quarter* | 735,130 | 5 | 125,114 | 610,011 | 610,011 | 1,671,088 | 83,165 | 617,432 | 970,491 | 475,398 | 495,093 | |
| Monetary financial institutions | Not consolidated | Opening balance sheet | 2024 2nd quarter* | 861,233 | 1,221 | 334,326 | 525,686 | 525,686 | 2,091,002 | 84,810 | 950,901 | 1,055,291 | 461,596 | 593,695 | |
| Monetary financial institutions | Not consolidated | Financial transactions | 2024 2nd quarter* | -67,416 | -4 | -29,144 | -38,268 | -38,268 | -47,860 | 531 | -51,216 | 2,825 | 13,795 | -10,970 | |
| Monetary financial institutions | Not consolidated | Other changes | 2024 2nd quarter* | 1,033 | 0 | 232 | 801 | 801 | 2,753 | 0 | 1,616 | 1,137 | 7 | 1,130 | |
| Monetary financial institutions | Not consolidated | Price changes and revaluations | 2024 2nd quarter* | 1,033 | 0 | 232 | 801 | 801 | 2,753 | 0 | 1,616 | 1,137 | 7 | 1,130 | |
| Monetary financial institutions | Not consolidated | Other volume changes | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Monetary financial institutions | Not consolidated | Closing balance sheet | 2024 2nd quarter* | 794,850 | 1,217 | 305,414 | 488,219 | 488,219 | 2,045,895 | 85,341 | 901,301 | 1,059,253 | 475,398 | 583,855 | |
| Monetary financial institutions | Consolidated | Opening balance sheet | 2024 2nd quarter* | 581,504 | 8 | 69,040 | 512,456 | 512,456 | 1,811,273 | 83,597 | 685,615 | 1,042,061 | 461,596 | 580,465 | |
| Monetary financial institutions | Consolidated | Financial transactions | 2024 2nd quarter* | -24,681 | -3 | 8,761 | -33,439 | -33,439 | -5,125 | 532 | -13,311 | 7,654 | 13,795 | -6,141 | |
| Monetary financial institutions | Consolidated | Other changes | 2024 2nd quarter* | 1,030 | 0 | 231 | 799 | 799 | 2,750 | 0 | 1,615 | 1,135 | 7 | 1,128 | |
| Monetary financial institutions | Consolidated | Price changes and revaluations | 2024 2nd quarter* | 1,030 | 0 | 231 | 799 | 799 | 2,750 | 0 | 1,615 | 1,135 | 7 | 1,128 | |
| Monetary financial institutions | Consolidated | Other volume changes | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Monetary financial institutions | Consolidated | Closing balance sheet | 2024 2nd quarter* | 557,853 | 5 | 78,032 | 479,816 | 479,816 | 1,808,898 | 84,129 | 673,919 | 1,050,850 | 475,398 | 575,452 | |
| Central bank | Not consolidated | Opening balance sheet | 2024 2nd quarter* | 166,560 | 0 | 0 | 166,560 | 166,560 | 362,102 | 84,810 | 275,815 | 1,477 | 1,477 | ||
| Central bank | Not consolidated | Financial transactions | 2024 2nd quarter* | -40,705 | 0 | 0 | -40,705 | -40,705 | -39,148 | 531 | -38,685 | -994 | -994 | ||
| Central bank | Not consolidated | Other changes | 2024 2nd quarter* | 200 | 0 | 0 | 200 | 200 | 0 | 0 | 0 | 0 | 0 | ||
| Central bank | Not consolidated | Price changes and revaluations | 2024 2nd quarter* | 200 | 0 | 0 | 200 | 200 | 0 | 0 | 0 | 0 | 0 | ||
| Central bank | Not consolidated | Other volume changes | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| Central bank | Not consolidated | Closing balance sheet | 2024 2nd quarter* | 126,055 | 0 | 0 | 126,055 | 126,055 | 322,954 | 85,341 | 237,130 | 483 | 483 | ||
| Central bank | Consolidated | Opening balance sheet | 2024 2nd quarter* | 166,560 | 0 | 0 | 166,560 | 166,560 | 362,102 | 84,810 | 275,815 | 1,477 | 1,477 | ||
| Central bank | Consolidated | Financial transactions | 2024 2nd quarter* | -40,705 | 0 | 0 | -40,705 | -40,705 | -39,148 | 531 | -38,685 | -994 | -994 | ||
| Central bank | Consolidated | Other changes | 2024 2nd quarter* | 200 | 0 | 0 | 200 | 200 | 0 | 0 | 0 | 0 | 0 | ||
| Central bank | Consolidated | Price changes and revaluations | 2024 2nd quarter* | 200 | 0 | 0 | 200 | 200 | 0 | 0 | 0 | 0 | 0 | ||
| Central bank | Consolidated | Other volume changes | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| Central bank | Consolidated | Closing balance sheet | 2024 2nd quarter* | 126,055 | 0 | 0 | 126,055 | 126,055 | 322,954 | 85,341 | 237,130 | 483 | 483 | ||
| Deposit-taking corporations and MMFs | Not consolidated | Opening balance sheet | 2024 2nd quarter* | 694,673 | 1,221 | 334,326 | 359,126 | 359,126 | 1,728,900 | 675,086 | 1,053,814 | 461,596 | 592,218 | ||
| Deposit-taking corporations and MMFs | Not consolidated | Financial transactions | 2024 2nd quarter* | -26,711 | -4 | -29,144 | 2,437 | 2,437 | -8,712 | -12,531 | 3,819 | 13,795 | -9,976 | ||
| Deposit-taking corporations and MMFs | Not consolidated | Other changes | 2024 2nd quarter* | 833 | 0 | 232 | 601 | 601 | 2,753 | 1,616 | 1,137 | 7 | 1,130 | ||
| Deposit-taking corporations and MMFs | Not consolidated | Price changes and revaluations | 2024 2nd quarter* | 833 | 0 | 232 | 601 | 601 | 2,753 | 1,616 | 1,137 | 7 | 1,130 | ||
| Deposit-taking corporations and MMFs | Not consolidated | Other volume changes | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| Deposit-taking corporations and MMFs | Not consolidated | Closing balance sheet | 2024 2nd quarter* | 668,795 | 1,217 | 305,414 | 362,164 | 362,164 | 1,722,941 | 664,171 | 1,058,770 | 475,398 | 583,372 | ||
| Deposit-taking corporations and MMFs | Consolidated | Opening balance sheet | 2024 2nd quarter* | 683,905 | 1,221 | 332,858 | 349,826 | 349,826 | 1,718,132 | 673,618 | 1,044,514 | 461,596 | 582,918 | ||
| Deposit-taking corporations and MMFs | Consolidated | Financial transactions | 2024 2nd quarter* | -24,654 | -4 | -28,817 | 4,167 | 4,167 | -6,655 | -12,204 | 5,549 | 13,795 | -8,246 | ||
| Deposit-taking corporations and MMFs | Consolidated | Other changes | 2024 2nd quarter* | 830 | 0 | 231 | 599 | 599 | 2,750 | 1,615 | 1,135 | 7 | 1,128 | ||
| Deposit-taking corporations and MMFs | Consolidated | Price changes and revaluations | 2024 2nd quarter* | 830 | 0 | 231 | 599 | 599 | 2,750 | 1,615 | 1,135 | 7 | 1,128 | ||
| Deposit-taking corporations and MMFs | Consolidated | Other volume changes | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| Deposit-taking corporations and MMFs | Consolidated | Closing balance sheet | 2024 2nd quarter* | 660,081 | 1,217 | 304,272 | 354,592 | 354,592 | 1,714,227 | 663,029 | 1,051,198 | 475,398 | 575,800 | ||
| Deposit-taking corporations | Not consolidated | Opening balance sheet | 2024 2nd quarter* | 694,520 | 1,221 | 334,220 | 359,079 | 359,079 | 1,728,900 | 675,086 | 1,053,814 | 461,596 | 592,218 | ||
| Deposit-taking corporations | Not consolidated | Financial transactions | 2024 2nd quarter* | -26,817 | -4 | -29,225 | 2,412 | 2,412 | -8,712 | -12,531 | 3,819 | 13,795 | -9,976 | ||
| Deposit-taking corporations | Not consolidated | Other changes | 2024 2nd quarter* | 833 | 0 | 232 | 601 | 601 | 2,753 | 1,616 | 1,137 | 7 | 1,130 | ||
| Deposit-taking corporations | Not consolidated | Price changes and revaluations | 2024 2nd quarter* | 833 | 0 | 232 | 601 | 601 | 2,753 | 1,616 | 1,137 | 7 | 1,130 | ||
| Deposit-taking corporations | Not consolidated | Other volume changes | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| Deposit-taking corporations | Not consolidated | Closing balance sheet | 2024 2nd quarter* | 668,536 | 1,217 | 305,227 | 362,092 | 362,092 | 1,722,941 | 664,171 | 1,058,770 | 475,398 | 583,372 | ||
| Deposit-taking corporations | Consolidated | Opening balance sheet | 2024 2nd quarter* | 683,792 | 1,221 | 332,753 | 349,818 | 349,818 | 1,718,172 | 673,619 | 1,044,553 | 461,596 | 582,957 | ||
| Deposit-taking corporations | Consolidated | Financial transactions | 2024 2nd quarter* | -24,760 | -4 | -28,898 | 4,142 | 4,142 | -6,655 | -12,204 | 5,549 | 13,795 | -8,246 | ||
| Deposit-taking corporations | Consolidated | Other changes | 2024 2nd quarter* | 830 | 0 | 231 | 599 | 599 | 2,750 | 1,615 | 1,135 | 7 | 1,128 | ||
| Deposit-taking corporations | Consolidated | Price changes and revaluations | 2024 2nd quarter* | 830 | 0 | 231 | 599 | 599 | 2,750 | 1,615 | 1,135 | 7 | 1,128 | ||
| Deposit-taking corporations | Consolidated | Other volume changes | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| Deposit-taking corporations | Consolidated | Closing balance sheet | 2024 2nd quarter* | 659,862 | 1,217 | 304,086 | 354,559 | 354,559 | 1,714,267 | 663,030 | 1,051,237 | 475,398 | 575,839 | ||
| Money Market Funds | Not consolidated | Opening balance sheet | 2024 2nd quarter* | 153 | 0 | 106 | 47 | 47 | 0 | 0 | 0 | 0 | 0 | ||
| Money Market Funds | Not consolidated | Financial transactions | 2024 2nd quarter* | 106 | 0 | 81 | 25 | 25 | 0 | 0 | 0 | 0 | 0 | ||
| Money Market Funds | Not consolidated | Other changes | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| Money Market Funds | Not consolidated | Price changes and revaluations | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| Money Market Funds | Not consolidated | Other volume changes | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| Money Market Funds | Not consolidated | Closing balance sheet | 2024 2nd quarter* | 259 | 0 | 187 | 72 | 72 | 0 | 0 | 0 | 0 | 0 | ||
| Money Market Funds | Consolidated | Opening balance sheet | 2024 2nd quarter* | 153 | 0 | 106 | 47 | 47 | 0 | 0 | 0 | 0 | 0 | ||
| Money Market Funds | Consolidated | Financial transactions | 2024 2nd quarter* | 106 | 0 | 81 | 25 | 25 | 0 | 0 | 0 | 0 | 0 | ||
| Money Market Funds | Consolidated | Other changes | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| Money Market Funds | Consolidated | Price changes and revaluations | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| Money Market Funds | Consolidated | Other volume changes | 2024 2nd quarter* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| Money Market Funds | Consolidated | Closing balance sheet | 2024 2nd quarter* | 259 | 0 | 187 | 72 | 72 | 0 | 0 | 0 | 0 | 0 | ||
| Other financial institutions | Not consolidated | Opening balance sheet | 2024 2nd quarter* | 184,851 | 510 | 69,456 | 114,885 | 114,885 | |||||||
| Other financial institutions | Not consolidated | Financial transactions | 2024 2nd quarter* | 9,624 | 23 | 10,837 | -1,236 | -1,236 | |||||||
| Other financial institutions | Not consolidated | Other changes | 2024 2nd quarter* | 196 | 0 | 165 | 31 | 31 | |||||||
| Other financial institutions | Not consolidated | Price changes and revaluations | 2024 2nd quarter* | 196 | 0 | 165 | 31 | 31 | |||||||
| Source: CBS. | |||||||||||||||
Table explanation
This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.
Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.
Status of the figures:
The annual figures from 1995 up to and including 2022 are final. Quarterly data from 2022 and further are provisional.
Changes as of September 23rd 2024:
Data on the second quarter of 2024 are available. The figures for the first quarter of 2024 have been revised. Figures for 2022 and 2023, mainly other accounts receivable/payable, have been revised as a result of updated information on the government accounts.
When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the financial accounts and stocks are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.
Description topics
- Assets
- Currency and deposits
- Currency is notes and coins that are issued or authorised by monetary authorities. Deposits are standardised, non-negotiable contracts with the public at large, offered by deposit-taking corporations and, in some cases, by central government as debtors, and allowing the placement and the later withdrawal of the principal amount by the creditor. Deposits usually involve the debtor giving back the full principal amount to the investor.
- Total
- Currency
- Currency consists of notes and coins in circulation that are commonly used to make payments.
- Transferable deposits
- Transferable deposits are deposits exchangeable for currency on demand, at par, and which are directly usable for making payments by cheque, draft, giro order, direct debit/credit, or other direct payment facilities, without penalty or restriction.
- Savings deposits and other deposits
- Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions.
- Total
- Savings deposits
- These deposits include all deposits in euros and foreign currency of both residents and non-residents in the form of normal saving accounts, fixed saving accounts, premium saving accounts and fixed-term saving accounts.
- Other deposits
- Other deposits include all deposits in euros and foreign currency at any resident and non-resident bank (except for saving deposits in euro's), which are not immediately transferable without restrictions.
- Liabilities
- Currency and deposits
- Currency is notes and coins that are issued or authorised by monetary authorities. Deposits are standardised, non-negotiable contracts with the public at large, offered by deposit-taking corporations and, in some cases, by central government as debtors, and allowing the placement and the later withdrawal of the principal amount by the creditor. Deposits usually involve the debtor giving back the full principal amount to the investor.
- Total
- Currency
- Currency consists of notes and coins in circulation that are commonly used to make payments.
- Transferable deposits
- Transferable deposits are deposits exchangeable for currency on demand, at par, and which are directly usable for making payments by cheque, draft, giro order, direct debit/credit, or other direct payment facilities, without penalty or restriction.
- Savings deposits and other deposits
- Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions.
- Total
- Savings deposits
- These deposits include all deposits in euros and foreign currency of both residents and non-residents in the form of normal saving accounts, fixed saving accounts, premium saving accounts and fixed-term saving accounts.
- Other deposits
- Other deposits include all deposits in euros and foreign currency at any resident and non-resident bank (except for saving deposits in euro's), which are not immediately transferable without restrictions.