Financial balance sheets and transactions by sectors; National Accounts

Financial balance sheets and transactions by sectors; National Accounts

Institutional sectors Not Consolidated or Consolidated Balance sheets and transactions Periods Assets Insurance and pension schemes Total (million euros) Assets Insurance and pension schemes Non-life insurance technical reserves (million euros) Assets Insurance and pension schemes Life insurance and annuity entitlements (million euros) Assets Insurance and pension schemes Provisions for calls under guarantees (million euros) Liabilities Insurance, pension and guarantee schemes Total (million euros) Liabilities Insurance, pension and guarantee schemes Non-life insurance technical reserves (million euros) Liabilities Insurance, pension and guarantee schemes Life insurance and annuity entitlements (million euros) Liabilities Insurance, pension and guarantee schemes Provisions for calls under guarantees (million euros)
Insurance corporations and pension funds Not consolidated Opening balance sheet 2024 1st quarter* 8,173 8,097 0 1,772,664 42,301 100,785 136
Insurance corporations and pension funds Not consolidated Financial transactions 2024 1st quarter* 761 738 0 8,715 1,936 -726 5
Insurance corporations and pension funds Not consolidated Other changes 2024 1st quarter* -14 9 0 2,833 -87 1,152 0
Insurance corporations and pension funds Not consolidated Price changes and revaluations 2024 1st quarter* -14 9 0 2,833 -87 1,152 0
Insurance corporations and pension funds Not consolidated Other volume changes 2024 1st quarter* 0 0 0 0 0 0 0
Insurance corporations and pension funds Not consolidated Closing balance sheet 2024 1st quarter* 8,920 8,844 0 1,784,212 44,150 101,211 141
Insurance corporations and pension funds Consolidated Opening balance sheet 2024 1st quarter* 2,410 2,410 0 1,766,901 36,614 100,785 136
Insurance corporations and pension funds Consolidated Financial transactions 2024 1st quarter* 141 118 0 8,095 1,316 -726 5
Insurance corporations and pension funds Consolidated Other changes 2024 1st quarter* -16 7 0 2,831 -89 1,152 0
Insurance corporations and pension funds Consolidated Price changes and revaluations 2024 1st quarter* -16 7 0 2,831 -89 1,152 0
Insurance corporations and pension funds Consolidated Other volume changes 2024 1st quarter* 0 0 0 0 0 0 0
Insurance corporations and pension funds Consolidated Closing balance sheet 2024 1st quarter* 2,535 2,535 0 1,777,827 37,841 101,211 141
Insurance corporations Not consolidated Opening balance sheet 2024 1st quarter* 4,040 3,964 0 367,069 42,301 100,785 136
Insurance corporations Not consolidated Financial transactions 2024 1st quarter* 90 90 0 910 1,936 -726 5
Insurance corporations Not consolidated Other changes 2024 1st quarter* 7 7 0 2,238 -87 1,152 0
Insurance corporations Not consolidated Price changes and revaluations 2024 1st quarter* 7 7 0 2,238 -87 1,152 0
Insurance corporations Not consolidated Other volume changes 2024 1st quarter* 0 0 0 0 0 0 0
Insurance corporations Not consolidated Closing balance sheet 2024 1st quarter* 4,137 4,061 0 370,217 44,150 101,211 141
Insurance corporations Consolidated Opening balance sheet 2024 1st quarter* 2,486 2,410 0 365,515 40,747 100,785 136
Insurance corporations Consolidated Financial transactions 2024 1st quarter* 118 118 0 938 1,964 -726 5
Insurance corporations Consolidated Other changes 2024 1st quarter* 7 7 0 2,238 -87 1,152 0
Insurance corporations Consolidated Price changes and revaluations 2024 1st quarter* 7 7 0 2,238 -87 1,152 0
Insurance corporations Consolidated Other volume changes 2024 1st quarter* 0 0 0 0 0 0 0
Insurance corporations Consolidated Closing balance sheet 2024 1st quarter* 2,611 2,535 0 368,691 42,624 101,211 141
Source: CBS.
Explanation of symbols

Table explanation


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1995 up to and including 2022 are final. Quarterly data from 2022 and further are provisional.

Changes as of June 24th 2024:
This is a new table. Statistics Netherlands has carried out a revision of the national accounts. The Dutch national accounts are recently revised. New statistical sources, methods and concepts are implemented in the national accounts, in order to align the picture of the Dutch economy with all underlying source data and international guidelines for the compilation of the national accounts. This table contains revised data. For further information see section 3.

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the financial accounts and stocks are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.

Description topics

Assets
Insurance and pension schemes
Insurance, pension and standardised guarantee schemes are divided into six subcategories:
- non-life insurance technical reserves
- life insurance and annuity entitlements
- pension entitlements
- claims of pension funds on pension managers
- entitlements to non-pension benefits
- provisions for calls under standardised guarantees
Total
Insurance, pension and standardised guarantee schemes are divided into six subcategories:
- non-life insurance technical reserves
- life insurance and annuity entitlements
- pension entitlements
- claims of pension funds on pension managers
- entitlements to non-pension benefits
- provisions for calls under standardised guarantees
Non-life insurance technical reserves
Non-life insurance technical reserves are financial claims that non-life insurance policy holders have against non-life insurance corporations in respect of unearned premiums and claims incurred.
Life insurance and annuity entitlements
Life insurance and annuity entitlements consist of financial claims that life insurance policy holders and beneficiaries of annuities have against corporations providing life insurance.
Provisions for calls under guarantees
Provisions for calls under standardised guarantees are financial claims that holders of standardised guarantees have against institutional units providing them. Provisions relating to calls under standardised guarantees are prepayments of net fees and provisions to meet outstanding calls under standardised guarantees. Like provisions for prepaid insurance premiums and reserves, provisions for calls under standardised guarantees include unearned fees (premiums) and calls (claims) not yet settled. Standardised guarantees are guarantees that are issued in large numbers, usually for fairly small amounts, along identical lines. Such arrangements involve three parties: the borrower, the lender and the guarantor. Either the borrower or the lender may contract with the guarantor to repay the lender if the borrower defaults. Examples are export credit guarantees and student loan guarantees.
Liabilities
Insurance, pension and guarantee schemes
Insurance, pension and standardised guarantee schemes are divided into six subcategories:
- non-life insurance technical reserves
- life insurance and annuity entitlements
- pension entitlements
- claims of pension funds on pension managers
- entitlements to non-pension benefits
- provisions for calls under standardised guarantees
Total
Insurance, pension and standardised guarantee schemes are divided into six subcategories:
- non-life insurance technical reserves
- life insurance and annuity entitlements
- pension entitlements
- claims of pension funds on pension managers
- entitlements to non-pension benefits
- provisions for calls under standardised guarantees
Non-life insurance technical reserves
Non-life insurance technical reserves are financial claims that non-life insurance policy holders have against non-life insurance corporations in respect of unearned premiums and claims incurred.
Life insurance and annuity entitlements
Life insurance and annuity entitlements consist of financial claims that life insurance policy holders and beneficiaries of annuities have against corporations providing life insurance.
Provisions for calls under guarantees
Provisions for calls under standardised guarantees are financial claims that holders of standardised guarantees have against institutional units providing them. Provisions relating to calls under standardised guarantees are prepayments of net fees and provisions to meet outstanding calls under standardised guarantees. Like provisions for prepaid insurance premiums and reserves, provisions for calls under standardised guarantees include unearned fees (premiums) and calls (claims) not yet settled. Standardised guarantees are guarantees that are issued in large numbers, usually for fairly small amounts, along identical lines. Such arrangements involve three parties: the borrower, the lender and the guarantor. Either the borrower or the lender may contract with the guarantor to repay the lender if the borrower defaults. Examples are export credit guarantees and student loan guarantees.