Consumer credit 1998-2013

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Consumer credit 1998-2013
Creditproviders Periods Fixed credit Number of New loans (x1000) Fixed credit Number of Outstanding contracts (x1000) Fixed credit Amount of Credit granted (mln euro) Fixed credit Amount of Interest (mln euro) Fixed credit Amount of Repayments (mln euro) Fixed credit Amount of Outstanding balance (mln euro) Fixed credit Amount of Outstanding balance excl. interest (mln euro) Revolving credit Number of Outstanding contracts (x1000) Revolving credit Number of Limits granted (x1000) Revolving credit Number of New limits granted (x1000) Revolving credit Amount of Credit granted (mln euro) Revolving credit Amount of Interest (mln euro) Revolving credit Amount of Repayments (mln euro) Revolving credit Amount of Outstanding balance (mln euro) Revolving credit Amount of Limits granted (mln euro) Revolving credit Amount of New limits granted (mln euro)
Credit providers total 2013 January* 10 405 98 15 118 3,246 2,802 2,059 4,975 34 256 88 392 12,391 23,358 151
Credit providers total 2013 February* 8 404 79 13 109 3,230 2,789 2,048 4,962 34 230 84 389 12,316 23,093 144
Credit providers total 2013 March* 8 402 84 14 98 3,230 2,787 1,975 4,968 34 238 82 417 12,218 23,075 146
Credit providers total 2013 April* 9 401 87 15 107 3,224 2,780 1,968 4,969 39 267 83 387 12,182 23,038 158
Credit providers total 2013 May* 8 401 85 15 103 3,221 2,776 1,959 4,968 39 238 82 411 12,091 22,995 151
Credit providers total 2013 June* 9 398 86 15 108 3,214 2,769 1,942 4,937 25 219 82 391 12,001 22,871 118
Credit providers total 2013 July* 9 401 89 16 116 3,203 2,760 1,935 4,936 38 269 81 401 11,951 22,795 158
Credit providers total 2013 August* 9 399 84 14 100 3,201 2,759 1,930 4,939 36 247 82 338 11,941 22,775 134
Credit providers total 2013 September* 9 390 82 14 98 3,160 2,720 1,924 5,040 36 268 82 369 12,003 22,503 136
Credit providers total 2013 October* 10 391 95 16 101 3,169 2,725 1,922 5,052 43 262 81 452 11,894 22,476 153
Credit providers total 2013 November* 8 390 87 14 97 3,174 2,723 1,919 5,067 38 247 81 370 11,906 22,470 149
Credit providers total 2013 December* 8 387 83 14 111 3,160 2,707 1,913 5,066 34 250 80 386 11,854 22,425 124
Banks 2013 January* 1 74 11 1 11 674 545 464 559 3 121 31 171 4,752 7,715 35
Banks 2013 February* 1 74 12 1 9 679 549 457 538 3 104 30 181 4,705 7,447 30
Banks 2013 March* 1 74 11 1 5 686 554 454 537 4 106 30 163 4,678 7,425 35
Banks 2013 April* 1 74 12 1 8 690 558 452 535 3 125 30 173 4,660 7,403 31
Banks 2013 May* 1 75 12 1 10 693 560 448 532 3 113 30 203 4,600 7,367 28
Banks 2013 June* 1 74 11 1 14 692 559 443 529 3 101 29 179 4,550 7,337 24
Banks 2013 July* 1 74 11 1 11 693 559 440 523 2 122 29 162 4,540 7,252 28
Banks 2013 August* 2 74 15 1 14 695 563 440 523 2 115 29 150 4,535 7,239 26
Banks 2013 September* 1 70 13 1 11 693 560 436 518 3 130 29 165 4,520 7,191 30
Banks 2013 October* 1 71 14 1 7 702 565 434 516 3 126 29 183 4,491 7,156 29
Banks 2013 November* 1 71 14 1 9 708 566 430 514 2 116 29 183 4,453 7,123 28
Banks 2013 December* 1 72 12 1 5 716 570 428 512 2 129 29 185 4,430 7,092 22
Municipal credit banks 2013 January* 1 33 2 0 2 68 62 3 3 0 0 0 0 10 12 0
Municipal credit banks 2013 February* 1 33 2 0 2 67 61 3 3 0 0 0 0 10 12 0
Municipal credit banks 2013 March* 1 32 2 0 2 67 62 3 3 0 0 0 0 9 12 0
Municipal credit banks 2013 April* 1 32 2 0 3 66 60 3 3 0 0 0 0 9 12 0
Municipal credit banks 2013 May* 1 32 2 0 3 66 61 3 3 0 0 0 0 9 12 0
Municipal credit banks 2013 June* 1 32 2 0 3 65 60 3 3 0 0 0 0 9 12 0
Municipal credit banks 2013 July* 1 32 2 0 3 65 59 3 3 0 0 0 0 9 12 0
Municipal credit banks 2013 August* 1 32 2 0 3 65 59 3 3 0 0 0 0 9 12 0
Municipal credit banks 2013 September* 1 29 3 0 3 64 59 4 4 0 0 0 0 10 13 0
Municipal credit banks 2013 October* 1 30 3 0 2 65 60 4 4 0 0 0 0 10 13 0
Municipal credit banks 2013 November* 1 29 2 0 3 65 60 4 4 0 0 0 0 10 13 0
Municipal credit banks 2013 December* 1 30 2 0 3 64 59 4 4 0 0 0 0 10 13 0
Mail-order companies 2013 January* 581 2,496 23 21 5 28 667 4,477 38
Mail-order companies 2013 February* 578 2,503 25 18 6 25 666 4,478 41
Mail-order companies 2013 March* 514 2,511 24 23 6 83 611 4,484 40
Mail-order companies 2013 April* 512 2,514 29 19 6 23 613 4,485 52
Mail-order companies 2013 May* 509 2,516 30 18 6 26 611 4,484 56
Mail-order companies 2013 June* 501 2,492 17 19 6 30 606 4,443 29
Mail-order companies 2013 July* 499 2,498 29 22 6 31 603 4,461 53
Mail-order companies 2013 August* 498 2,501 23 18 6 24 603 4,460 39
Mail-order companies 2013 September* 493 2,606 26 22 6 29 600 4,564 39
Mail-order companies 2013 October* 493 2,620 32 16 6 20 602 4,577 49
Mail-order companies 2013 November* 494 2,635 26 16 6 21 602 4,589 39
Mail-order companies 2013 December* 494 2,638 26 17 5 21 604 4,590 43
Finance companies total 2013 January* 8 299 85 14 104 2,505 2,195 1,011 1,917 7 115 52 192 6,963 11,154 78
Finance companies total 2013 February* 6 297 65 12 98 2,484 2,179 1,009 1,917 6 107 48 182 6,935 11,156 73
Finance companies total 2013 March* 6 295 71 13 90 2,477 2,171 1,004 1,917 7 109 46 171 6,919 11,153 72
Finance companies total 2013 April* 7 295 73 13 96 2,468 2,162 1,001 1,917 7 122 48 190 6,899 11,139 75
Finance companies total 2013 May* 6 294 71 13 90 2,462 2,155 999 1,917 6 107 47 182 6,870 11,132 68
Finance companies total 2013 June* 7 292 72 13 91 2,457 2,150 994 1,913 6 99 47 181 6,835 11,079 65
Finance companies total 2013 July* 7 295 77 14 102 2,445 2,141 992 1,912 7 125 46 208 6,798 11,070 77
Finance companies total 2013 August* 6 294 67 12 83 2,442 2,137 989 1,911 10 114 47 165 6,794 11,065 69
Finance companies total 2013 September* 6 291 67 12 84 2,402 2,101 991 1,912 7 116 47 175 6,873 10,735 67
Finance companies total 2013 October* 7 290 78 14 92 2,402 2,100 991 1,912 8 126 47 200 6,845 10,731 75
Finance companies total 2013 November* 6 289 71 13 86 2,400 2,097 991 1,914 9 116 47 166 6,842 10,744 82
Finance companies total 2013 December* 6 286 69 12 103 2,379 2,078 988 1,913 6 104 46 180 6,812 10,730 59
Finance companies; bank subsidiaries 2013 January* 2 82 21 4 30 531 439 633 633 5 77 23 107 2,962 4,704 48
Finance companies; bank subsidiaries 2013 February* 2 81 17 3 25 527 436 633 633 4 71 20 98 2,956 4,706 45
Finance companies; bank subsidiaries 2013 March* 2 81 18 4 14 534 442 633 633 4 73 20 83 2,966 4,715 46
Finance companies; bank subsidiaries 2013 April* 2 81 20 4 28 531 440 634 634 5 83 20 106 2,963 4,717 47
Finance companies; bank subsidiaries 2013 May* 2 81 20 4 18 537 446 634 634 4 72 19 96 2,958 4,722 42
Finance companies; bank subsidiaries 2013 June* 2 81 20 4 22 539 448 634 634 4 65 20 99 2,943 4,723 38
Finance companies; bank subsidiaries 2013 July* 2 81 23 5 29 538 448 634 634 4 82 19 112 2,933 4,727 45
Finance companies; bank subsidiaries 2013 August* 2 81 20 4 16 545 454 634 634 4 73 19 84 2,941 4,726 39
Finance companies; bank subsidiaries 2013 September* 2 83 18 4 15 555 462 639 639 4 74 20 93 3,070 4,453 34
Finance companies; bank subsidiaries 2013 October* 2 84 20 4 23 556 464 640 640 5 80 20 113 3,057 4,455 39
Finance companies; bank subsidiaries 2013 November* 2 84 18 4 17 560 467 642 642 6 78 20 89 3,066 4,469 53
Finance companies; bank subsidiaries 2013 December* 2 83 15 3 30 548 457 641 641 3 66 20 101 3,050 4,463 31
Finance companies; car dealers 2013 January* 4 155 51 6 58 1,299 1,204 12 12 0 2 0 4 52 105 2
Finance companies; car dealers 2013 February* 3 155 38 6 55 1,288 1,195 12 12 0 3 0 4 51 105 2
Finance companies; car dealers 2013 March* 4 154 42 6 59 1,278 1,184 12 12 0 3 0 4 50 104 2
Finance companies; car dealers 2013 April* 3 154 40 6 51 1,273 1,179 11 11 0 4 0 5 50 103 3
Finance companies; car dealers 2013 May* 3 154 40 6 55 1,263 1,168 11 11 0 2 0 3 49 102 2
Finance companies; car dealers 2013 June* 3 152 38 5 53 1,254 1,159 11 11 0 3 0 4 49 100 2
Finance companies; car dealers 2013 July* 4 155 41 6 43 1,257 1,162 11 11 0 2 0 8 44 96 2
Finance companies; car dealers 2013 August* 3 155 36 5 51 1,247 1,152 11 11 0 2 0 3 43 94 1
Finance companies; car dealers 2013 September* 3 151 37 5 53 1,211 1,117 11 11 0 4 0 6 48 100 2
Finance companies; car dealers 2013 October* 4 150 45 6 51 1,211 1,117 11 11 0 4 0 5 47 98 2
Finance companies; car dealers 2013 November* 3 150 41 6 50 1,208 1,114 11 11 0 2 0 3 46 97 1
Finance companies; car dealers 2013 December* 4 149 45 6 54 1,206 1,110 11 11 0 3 0 4 45 95 2
Finance companies; other 2013 January* 1 61 13 4 17 674 552 367 1,272 2 35 28 82 3,949 6,344 28
Finance companies; other 2013 February* 1 61 10 3 19 669 547 364 1,272 2 33 28 81 3,929 6,345 25
Finance companies; other 2013 March* 1 60 11 3 17 665 544 359 1,272 2 32 26 84 3,903 6,335 24
Finance companies; other 2013 April* 1 60 13 3 17 664 543 356 1,272 2 35 28 80 3,886 6,319 25
Finance companies; other 2013 May* 1 60 12 3 17 662 541 353 1,272 2 33 27 83 3,863 6,309 24
Finance companies; other 2013 June* 1 59 14 4 16 663 542 349 1,268 2 31 27 79 3,843 6,255 25
Finance companies; other 2013 July* 1 58 12 4 29 650 532 347 1,267 2 41 27 89 3,821 6,247 30
Finance companies; other 2013 August* 1 58 12 3 16 649 531 345 1,267 6 39 27 77 3,810 6,244 28
Finance companies; other 2013 September* 1 57 11 3 15 636 521 341 1,262 3 39 26 76 3,755 6,182 30
Finance companies; other 2013 October* 1 56 13 4 18 635 520 341 1,262 4 42 26 82 3,742 6,178 34
Finance companies; other 2013 November* 1 56 12 3 18 631 516 338 1,262 3 36 26 73 3,730 6,178 28
Finance companies; other 2013 December* 1 55 9 3 18 625 511 336 1,261 3 35 26 74 3,717 6,171 26
Source: CBS.
Explanation of symbols

Table explanation


Statistics Netherlands collects data on consumer credit granted to individuals and the resulting debt.
The following monthly amounts are given for the various types of credit institutions and types of credit:
- amount of credit granted;
- amount of interest;
- amount of repayments;
- amount of outstanding balance;
- amount of limits granted.
Also stated is the number of:
- outstanding contracts;
- limits granted;
- new loans supplied;
- new limits granted.

Data available from January 1998 to December 2013.

Status of the figures:
The figures in this table are provisional when published. As this table has been discontinued, they will not become definite.
In July data of the previous year are made definite based on the results of a yearly survey. The data for January-May of the current year are also adjusted, but remains provisional. Other adjustments may be made when new or additional information from respondents becomes available.

Changes as of 24 February 2014:
Data for December 2013 have been added and the table has been discontinued.

As a result of a number of ambiguities, on 23 February 2012 the figures on Credit card credit were removed as a matter of precaution. The figures will be replaced as soon as possible.

When will new figures be published?
As a result of budget restrictions affecting Statistics Netherlands, from 2014 onwards a number of statistics will be either discontinued, published less frequently or published in less detail. Following consultation of our main users, one of the statistics to be discontinued is the series on Consumer Credit. This table is therefore the last in the series. For more information about reduction in the statistical work programme, see Statistics Netherlands Strategic multi-annual programme 2014-2018.

Description topics

Fixed credit
Type of credit where the entire amount of the loan becomes available to the borrower. The amount plus interest and costs has to be repaid in a fixed number of terms. The amounts repaid cannot be used again by the borrower. Includes: personal loans, hire purchase, payment by instalment and financing credits.
Number of
New loans
The number of new loans granted over a certain period to individuals for the purchase of consumer goods.
Outstanding contracts
The number of contracts with outstanding debt.
Amount of
Credit granted
Total amount of credit granted over a certain period to individuals for the purchase of consumer goods.
Interest
Repayments
The amount of repayments is the outstanding debt at the beginning of the month plus the amount of credit granted and interest, minus the outstanding debt at the end of the month. Other changes in the composition of the credit portfolio are also expressed in this item. The amount of repayments may therefore be negative.
Outstanding balance
The total amount of consumer credit that is due at the end of the month.
Outstanding balance excl. interest
The total net amount of consumer credit that is due at end of month.
Revolving credit
Type of credit where the borrower can take out money up to an agreed level. The borrower periodically repays a fixed amount plus interest on the total amount he/she has taken out. The amounts repaid are added to the balance and can be used again by the borrower. Includes: customer loyalty cards provided by retailers. From January 2006 savings-based credit is included in revolving credit.
Number of
Outstanding contracts
The number of contracts with outstanding debt.
Limits granted
Number of contracts with an agreed amount (limit) to which the borrower can take out money.
New limits granted
Number of new loans with an agreed amount (limit) to which the borrower can borrow money.
Amount of
Credit granted
Total amount of credit granted over a certain period to individuals for the purchase of consumer goods.
Interest
Repayments
The amount of repayments is the outstanding debt at the beginning of the month plus the amount of credit granted and interest, minus the outstanding debt at the end of the month. Other changes in the composition of the credit portfolio are also expressed in this item. The amount of repayments may therefore be negative.
Outstanding balance
The total amount of consumer credit that is due at the end of the month.
Limits granted
The sum of amounts to which borrowers are allowed to take out money.
New limits granted
The sum of amounts on new loans to which borrowers are allowed to take out money.